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PPF Calculator

Calculate your Public Provident Fund returns. Tax-free growth for 15 years with EEE status (Exempt-Exempt-Exempt).

₹500 (Min)₹1.5L (Max)

💡 Maximum limit: ₹1,50,000 per year

18 years65 years
6.5%8.5%

💡 Current rate: 7.1% (reviewed quarterly by Govt.)

PPF Key Features

✅Tax deduction up to ₹1.5L under 80C
✅Tax-free interest and maturity amount
✅15-year lock-in period
✅Loan facility after 3rd year
✅Partial withdrawal after 7th year

Why Choose PPF?

₹

Tax Benefits

Triple tax benefit - deduction on investment, tax-free interest, and tax-free maturity.

Government Backed

100% safe investment backed by Government of India with guaranteed returns.

Compound Growth

Your money grows with compound interest over 15 years, creating substantial wealth.

📋Important PPF Rules

Investment Rules:
  • • Minimum: ₹500 per year
  • • Maximum: ₹1,50,000 per year
  • • Can make 12 deposits per year
  • • Penalty of ₹50 if annual minimum not met
Withdrawal Rules:
  • • 15-year mandatory lock-in period
  • • Partial withdrawal after 7th year
  • • Loan against PPF after 3rd year
  • • Can extend in blocks of 5 years