1. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners about user behavior and preferences.
BharatFinX uses cookies and similar technologies (like web beacons, pixels, and local storage) to enhance your experience on our financial education platform, provide personalized content, and analyze how our services are used.
2. Types of Cookies We Use
2.1 Essential Cookies
These cookies are strictly necessary for our website to function properly and cannot be disabled.
Examples of Essential Cookies:
- Session Management: Keep you logged in during your visit
- Security: Protect against fraud and unauthorized access
- Load Balancing: Distribute traffic across our servers
- Form Data: Remember information you've entered in forms
- Shopping Cart: Maintain course selections and preferences
2.2 Functional Cookies
These cookies enable enhanced functionality and personalization but are not essential for basic website operation.
Examples of Functional Cookies:
- Course Progress: Save your learning progress and bookmarks
- User Interface: Remember layout preferences and settings
- Accessibility: Store accessibility settings like font size
- Regional Settings: Remember currency and location preferences
2.3 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
Examples of Analytics Cookies:
- Google Analytics: Track page views, user flow, and engagement
- Course Analytics: Measure course completion rates and learning paths
- Performance Monitoring: Identify technical issues and page load times
- User Behavior: Understand which features are most popular
- A/B Testing: Test different versions of pages for improvement
2.4 Marketing Cookies
These cookies are used to deliver relevant advertisements and track advertising campaign effectiveness.
Examples of Marketing Cookies:
- Retargeting: Show relevant course recommendations on other websites
- Social Media: Enable sharing and track social media engagement
- Email Marketing: Track email campaign effectiveness
- Conversion Tracking: Measure course sign-ups and purchases
- Personalized Content: Deliver content based on your interests
3. Third-Party Cookies
We work with trusted third-party services that may place cookies on your device:
3.1 Analytics Services
- Google Analytics: Website traffic and user behavior analysis
- Hotjar: User session recordings and heatmaps (if used)
- Mixpanel: Event tracking and user journey analysis (if used)
3.2 Advertising Partners
- Google Ads: Display targeted advertisements
- Facebook Pixel: Social media advertising and remarketing
- LinkedIn Insight Tag: Professional network advertising
3.3 Support and Communication
- Intercom/Zendesk: Customer support chat functionality
- Mailchimp: Email marketing and newsletter delivery
- YouTube: Embedded video content
3.4 Payment Processing
- Razorpay: Secure payment processing
- PayPal: Alternative payment methods
- Stripe: Credit card processing (if used)
4. Cookie Duration
Cookies have different lifespans:
4.1 Session Cookies
- Temporary cookies that expire when you close your browser
- Used for essential functions like maintaining your login session
- Automatically deleted when you end your browsing session
4.2 Persistent Cookies
- Remain on your device for a set period or until manually deleted
- Duration varies from 24 hours to 2 years depending on purpose
- Used for remembering preferences and analyzing long-term trends
Typical Cookie Lifespans:
- Essential Cookies: Session or 24 hours
- Functional Cookies: 30 days to 1 year
- Analytics Cookies: 1-2 years
- Marketing Cookies: 30 days to 1 year
5. Managing Your Cookie Preferences
5.1 Cookie Consent Banner
When you first visit our website, you'll see a cookie consent banner allowing you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your cookie preferences
- Learn more about each cookie category
5.2 Browser Settings
You can control cookies through your browser settings:
Chrome
Settings → Privacy and Security → Cookies and other site data
Firefox
Settings → Privacy & Security → Cookies and Site Data
Safari
Preferences → Privacy → Manage Website Data
Edge
Settings → Cookies and site permissions → Cookies and site data
5.3 Opt-Out Tools
You can also use these tools to manage tracking:
6. Impact of Disabling Cookies
While you can disable cookies, this may affect your experience on our website:
If You Disable Cookies:
- You may need to log in repeatedly
- Your preferences won't be remembered
- Course progress may not be saved
- Some features may not work properly
- Content may not be personalized
- You may see less relevant advertisements
7. Mobile Apps and Other Technologies
7.1 Mobile App Tracking
Our mobile apps may use similar technologies:
- Device Identifiers: Unique identifiers for analytics and personalization
- Local Storage: Store app preferences and offline content
- Push Notifications: Send course reminders and updates
- App Analytics: Track app usage and performance
7.2 Other Technologies
- Web Beacons: Small images that track email opens and page views
- Pixels: Track conversions and user behavior
- Local Storage: Store data in your browser for faster loading
- Session Storage: Temporary storage for current browsing session
8. International Data Transfers
Some of our third-party cookie providers may transfer your data internationally. We ensure appropriate safeguards are in place to protect your data in compliance with applicable privacy laws.
9. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:
- Posting the updated policy on our website
- Sending email notifications to registered users
- Displaying a notice on our platform
- Updating the cookie consent banner if necessary
10. Contact Us About Cookies
If you have questions about our use of cookies or this Cookie Policy, please contact us:
11. Related Policies
This Cookie Policy should be read alongside our:
Cookie Transparency
We believe in transparency about how cookies enhance your learning experience. If you need more information about specific cookies or want to discuss your preferences, our privacy team is here to help.