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Calculate EMI for all types of loans - home loan, car loan, personal loan, business loan, and education loan. Compare rates and plan your finances.
21-65 years (varies by loan type)
Minimum ₹25,000 per month (salaried)
750+ for best rates, 650+ minimum
2+ years experience, stable job
Compare interest rates from multiple lenders to get the best deal.
Higher credit score helps you get lower interest rates and better terms.
Prepaying your loan can save significant interest over the loan tenure.
Credit score, income, employment history, loan amount, tenure, existing relationships with bank, and market conditions all influence your interest rate.
You can increase loan tenure (increases total interest), make part-prepayments, balance transfer to lower rate lender, or increase down payment to reduce principal.
Fixed rates remain constant throughout the loan tenure, while floating rates change based on market conditions. Floating rates are usually lower initially but can fluctuate.