EMI Calculator

Calculate your Equated Monthly Installment (EMI) for home loans, personal loans, and car loans. Plan your finances better!

Select Loan Type

₹5,00,000₹5,00,00,000
6%20%
1 year30 years

Loan Summary

Loan Type:Home Loan
Principal Amount:₹25,00,000
Interest Rate:8.5% p.a.
Loan Tenure:20 years

Understanding EMI

EMI

What is EMI?

Equated Monthly Installment is a fixed payment amount made by a borrower to a lender at a specified date each month.

%

Interest Component

Initially, a larger portion of your EMI goes toward interest. Over time, more goes toward the principal amount.

💡

Prepayment Benefits

Making prepayments can significantly reduce your total interest burden and loan tenure.